Payment Options

Pay at your own pace with Affirm.

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

Just select  at checkout.

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Buying with Affirm is simple

Choose 3, 6, or 12 monthly payments. For example, a $700 purchase might cost $64/mo over 12 months at 15% APR.


Affirm Step 1
1. Choose your Career Program

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Affirm Step 2
2. Choose how you pay

Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

Affirm Step 3
3. Pay over time

Make payments at or in the Affirm app. You’ll get email and text reminders.

Just select  at checkout

Subject to credit check and approval. Payment options depend on your purchase amount, and a down payment may be required.
Payment options through Affirm are provide by these lending partners:

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.


Affirm tells you up front the total amount you’ll pay.
That number will never go up.


You choose the payment schedule that works for you.


Affirm won’t charge you late fees or penalties of any kind, ever.

Payment options are offered by Affirm, are subject to an eligibility check and may not be available in all states. Options depend on your purchase amount, and a down-payment may be required.
California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

Frequently Asked Questions

Can I pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make payments?

You can make or schedule payments at or in the Affirm app for iOS or Android. Affirm will send you email and tex reminders before payments are due.

Does checking my eligibility affect my credit score?

No -- checking your eligibility won't affect your credit score.

Can I be refunded for my class even if I bought with Affirm?

Yes - provided you meet the terms and conditions for enrollment and withdraw from Auburn University, you can be refunded with Affirm by initiating the withdraw/drop process with Auburn University.

Do I need a mobile number to use Affirm?

Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at